Monday, December 14, 2009

Top 5 Solutions to Problems with HOA Boards

So, you have a problem with your home owner association (HOA) or its board members. The general rule which seems to apply to most people's feelings as it relates to HOAs are follow the rules or its time to move. What happens when you feel your HOA has outdated policies or you have been treated unfairly? The following at 10 things you can do for solutions with your HOA board.

You do have to keep in mind that you singed a contract as it states with your home owner association so these solutions don't work if you simply are made you can't have a gazebo in your backyard. Those issues and others like it are policies that you would need to have your board members approve. The solutions we are mentioning below are for when you feel that the HOA has acted capricious or in a vindictive manner.

5 Solutions to Problems with HOA Board

1. If you read newspaper columns for advice they will tell you to work it out with your HOA board members. You do have to keep in mind that these columns are typically written by lawyers who represent HOA boards so they are not the best source of info for the home owner themselves. It is still important to attempt to work any issues out directly before taking further course of action.

2. You need to know your bylaws. If you want a state official to help you solve your issue you need to know exactly what you are talking about. Many people don't get far with their cases against HOA boards as their information is filled with emotion more than facts on how HOA bylaws were broken.

3. If there are board members who are apathetic to your situation you can use them to hold special meetings and replace vindictive board of directors. It is important that all policies on these proceedings are followed for them to work.

4. You need to keep all documentation with correspondences between you and the HOA or the HOA's attorneys. You want to get to proof of your violations though you have to realize you will also need proof of your innocence. Just as you want the HOA to have all the documentation, so will you if you are to win your case. If you ever need your own lawyer, the lawyer will need proof to be able to defend your interest.

5. Most issues with home owner associations are consistent courses of action that are in violation or patterns of now working with home owners. You can recommend professional community services take over your HOA's management services which is usually better for both the HOA board members themselves and the individual home owners. Professional community management services are experts in how to handle home owner concerns so that both parties understand and win in the end.

Parker Finch is a professional community management company offering services for HOA board members in Arizona, Colorado, and Nevada.

Friday, December 11, 2009

Do 100% Organic Skin Care Products Exist?

Organic Products - The Present Scenario

"Going Organic" seems to be the new buzzword. Whether its Hollywood celebrities or The National Geographic, everyone is talking about how to go green and switch to organic products. So, while you are browsing the endless brands of lotions and creams on the supermarket shelf, you choose only the ones that say 'organic' or 'natural.' You go home in peace thinking you did your job, you choose right and you have nothing to worry about. Right? Well, we suggest, think again. Hundreds of organic skin care products are flooding the global skin care market every day. The credibility definitely becomes questionable.

The Organic Catch

Many of us become the target to the shrewd marketing gimmicks of skincare products manufacturing companies that mislead consumers by claiming to be organic, while the truth is harshly far from it. Most skin care products that declare themselves as being Organic, in reality may merely have a few organic ingredients blended with preservatives and chemical agents. Unfortunately, the loophole is in the system, since there is no rule what so ever, restricting companies from labeling their products as 'Natural' or 'Organic.'

Organic Skin Care Products - The Concept

The basic difference between an ordinary skincare product and an organic skincare product is that the organic products are made with organically grown ingredients. Therefore, unlike conventionally cultivated materials, which are exposed to harmful chemical fertilizers and pesticides, organically grown materials are toxin free.

Organic Skin Care Products - Some Facts

When a skin care product is certified as 'Organic,' it generally contains 95% organic ingredients and 5% of inorganic materials, which belong to an approved National List.

When a product is certified as 'Made from Organic Ingredients,' it means it contains only 70% of organic ingredients and the other 30% contains inorganic materials from the approved National List.

Organic Purchase - The Pre-requisites

Taking into consideration all the facts it can be said that 100% pure organic products may not really exist. Still, we can definitely find the next best things for us. A few things to keep in mind before buying any organic products:

Read the Ingredients Carefully - If you cannot even pronounce a chemical's name, it maybe that it should not be there. If you are unsure about the ingredients, browse through the internet to find more information on them. Fact sheets on most chemicals can be found easily, online.

No Additives - True organic products should not contain any artificial colors, synthetic dyes, artificial fragrances, or preservatives.

Check Certification - Check for USDA (United States Departments of Agriculture) seal or ACO (Australian Certified Organic) logo on the products.

Natures Organic Market offers flat rate shipping on More Milk Plus, Organic Iced Tea, and organic products.

Wednesday, November 11, 2009

5 Key Elements to Successful Multi Level Marketing with the Trump Network

The Trump Network is a new multi level marketing opportunity being launched by Donald Trump. The exciting part about this opportunity is two fold. First, Donald Trump is in a pre-launch phase which makes this one of more financially rewards times to join. Second, the Trump Network has the already existing brand name recognition of Donald Trump.

If you have never joined a multi level marketing (MLN) campaign before there are key indicators that determine if the venture will be a success. For those that have been a part of other MLM opportunities I encourage you to read on to see if the Trump Network fits what you are looking for.

5 Key Elements to Successful Multi Level Marketing with the Trump Network

The first key element is branding. If you have ever been a part of a MLM you would have experienced how difficult they can be when the products or company are brand new to everyone. It isn't that the company or products don't work; it is just the newness that makes it hard to join.

The second key element is the compensation plan. I believe they make the diagrams and instructions for compensation so difficult so people can't completely understand how to make money. The Trump Network has developed an easy to follow and one of the most lucrative comp plans in the industry today.

The third item is people need to experience what they are buying. Have you ever seen products that you have to trust are working inside your body? One of the key marketing products is the Silhouette Solution which is a cutting edge weight loss program that utilizes small meals to increase metabolism and lose real weight. Tangible results are the easiest types of products to market.

The fourth item the marketing strategy. Most MLM programs you are on your own to develop your marketing strategy. What the winning opportunities present is proven strategies by real network marketing experts. Knowing what it really takes to be successful is the difference between achieving real financial freedom.

The fifth item is teamwork. People who do everything by themselves never reach their true potential. By working as a team with successful business owners and marketers you can share ideas and proven methods for greater and faster income.

The Trump Network has the ability to generate large sums of extra income as it holds all key elements. The goal is for you to take the energy to make a difference in your financial situation and start earning extra income by joining.

The Diamond Developement Team has created a team of expert marketers to achieve financial success with the Trump Network and its compensation plan.

Monday, November 9, 2009

What does the Organic Label Really Mean?

Thanks to the 'Organic' labels -the consumers can now spare themselves the trouble of going through the list of ingredients on a product's packet in order to decide whether it is organic or not. The United States Department of Agriculture (USDA) has introduced a few national standards that need to be met before companies can use the term "organic" for their food items. Any product labeled 'Organic' assures that it is created without the use of artificial hormones, antibiotics, pesticides, bio energy, or irradiation. The farmers involved in the agriculture of organic foods are not only required to abide by certain water and soil conservation mechanisms, but also need to give a benign treatment to animals.

The Definition of Organic

It may be strange yet interesting to note that marking a food item as organic does not necessarily indicate that the food is healthful and nutritive. The USDA does not claim that food produced organically has more salubrious benefits than conventional food, but it does assure that such foods do not contain any pesticides or harmful chemicals. Therefore, the picky consumers, who pay a lot of heed to nutritional values of everything they eat, are still required to read labels attentively in order to decide how nutritious their diet is going to be. Another interpretation conveys that the term 'organic' does not mean 'natural.' All it means is that USDA has approved the food.

USDA's Steps towards Creating Organic Foods

These days, the USDA makes the use of state and private agencies in order to carry out inspections on food companies to certify them to market organic foods. However, all the farmers making less than $5000 through organic sales are exempted from the process of certification. They do however, have to comply with the latest standards of the government and be veracious about their claims for organic label. A fine, as large as $10,000, can be issued upon the companies and individuals, who try to label or sell a product, which does not meet the USDA standards.

The Benefits of Organic Foods over Conventional Foods

The best thing about organic foods is that they comprise of less amounts of minerals. Most of the other foods contain heavy metals, detrimental to our health in the end. These metals include aluminum, which is responsible for Alzheimer's disease; Mercury, which causes neurological damage; and lead, the mental implications of which are known to affect children's IQ adversely.

Therefore, in a world where nothing can be trusted for complete purity, the consumption of foods, certified as organic can certainly define your path towards a healthier lifestyle.

Natures Organic Market offers high quality organic skin care, organic coffee, and more.

Tuesday, November 3, 2009

Zone Training for beginners to maximize workouts

Like Training programs that are based upon maximum heart rate, Anaerobic threshold (AT)-based training zones are relative to varying levels of intensity, each of which serves different training objectives. Each of these zones develops essential physiological functions that contribute to good health and improved fitness, especially the possibility of weight loss. So you should never limit your training to a single metabolic zone, although you may exercise predominantly in one zone for a given time in order to reach specific training objectives.

Except for rank beginners or people with health related limitations, all levels of intensity are appropriate to ensure maximum cardiovascular development and results. How much and how often you work in each zone will depend on your athletic goals and your current level of fitness (continue reading for a more detailed description of the zones and their primary applications).

Let's look at the volume of the different zones that should be performed weekly. As a rule of thumb, 60 to 65 percent of your total workout time should focus on Zones 1 and 2; 30 to 35 percent on Zones 3 and 4; and about 5 percent on Zone 5. But you need not incorporate all zones into a single workout. In fact, you'll get better results from designing a range of different workouts throughout the week - including long, easy ones in Zones 1 and 2, and shorter, tougher ones that occupy more time in Zones 3, 4 and 5.

ZONE 1: Warm-up Heart-rate range: 60 to 70 percent of AT.

Training objectives: Encourage blood flow and burn fat.

What's happening: This is almost a pure aerobic state, which you can maintain almost indefinitely without experiencing any rise in blood lactate.

Feeling: Comfortable to talk and breathe through your nose.

How long: 10-minute warm-up progressing to higher intensity zones for 45 minutes or longer. Depending on your fitness level, you may need to start with a shorter workout and build up to 45 minutes, or do several shorter workouts throughout the day.

Zone 1 basics: This is a good place to launch your fitness program if you are a beginner or returning to exercise after taking off several months or more. It develops basic exercise technique, endurance and an aerobic base. Ideally, if you are new to exercise, or returning to training after a long break, you should stay in Zone 1 for about six weeks before moving up in zones. Zone 1 is also a good place to recover from tougher workouts.

ZONE 2: Aerobic Development

Heart-rate range: 70 to 90 percent of AT.

Training objectives: Build aerobic efficiency and maximize fat burning at a higher caloric rate.

What's happening: A small rise in blood lactate occurs, yet the body can process it without buildup.

Feeling: You can still converse and may have the urge to go faster. Breathing deepens a bit.

How long: 30 minutes (beginner); 90 minutes or longer (advanced).

Zone 2 basics: Before developing your lactate tolerance or increasing your AT, you should fully develop your "aerobic base," and this is a great zone for moving that effort forward. Noticeable improvement in this zone generally takes about six weeks of consistent training. But don't worry: As you become more efficient and fit, you'll be able to work out faster in every zone. For fit people, Zone 2 is also a good place for active recovery.

ZONE 3: Aerobic Endurance Heart-rate range: 90 to 100 percent of AT.

Training objectives: Increase endurance. Here, you push your AT up to higher intensity by training your body to tolerate more lactate in the blood.

What's happening: As intensity increases, not all lactate produced in the cells can be shuttled back into the metabolic cycle. Lactate levels in the blood begin to rise and, with time, fatigue sets in.

Feeling: Breathing becomes noticeable, but not too difficult; conversation is restricted to short sentences.

How long: 20 minutes (beginner); one hour or more (advanced).

Zone 3 basics: Building endurance at your AT through long intervals (four to 10 minutes) at threshold range will help raise your AT and slowly develop your body's tolerance of lactate. This training adaptation also allows your body to burn fat more efficiently. The idea here is to rest between intervals with your heart rate recovering in your aerobic zone and then increase intensity again up to your threshold.

ZONE 4: Anaerobic Endurance Heart-rate range: 100 to 110 percent of AT.

Training objectives: Increase athletic ability by improving lactate tolerance. Here you're pushing AT and VO2 max (your body's highest ability to utilize oxygen), challenging the heart to work longer, and increasing cardiac output (more blood is being pumped with each stroke, thus requiring fewer strokes per minute).

What's happening: Your body switches into primarily using glycogen or carbohydrate to fuel its need for energy, and your blood-lactate levels dramatically increase.

Feeling: Breathing becomes heavy, difficult and uncomfortable. You may also experience "muscle burn" because of lactate buildup.

How long: Five minutes (beginner); 30 minutes (advanced).

Zone 4 basics: Run at an aerobic pace, then speed up or increase resistance until your heart beats at 110 percent of your AT range. Maintain this level for one to four minutes. Reduce the pace until your heart returns slightly below AT, but not completely back to the aerobic zone. Then repeat the interval.

ZONE 5: Speed and Power Heart-rate range: 110 percent of AT to MHR.

Training objectives: Increase athletic ability by improving neurological response, exercise mechanics, speed and muscle power.

What's happening: Your body is burning the last remaining fuel (glycogen) in your muscles and cannot sustain this maximum effort for more than a few seconds without succumbing to exhaustion.

Feeling: Extremely difficult and uncomfortable. You'll feel breathless and may hear pounding in your chest. You'll feel an intense desire to slow or stop.

How long: Typically several seconds.

Zone 5 basics: Your work here consists of sprints and very intense, short intervals (up to one minute). Although you can come in and out of Zone 5 several times during the course of a single workout, spending more than 10 percent of your total workout time in this zone increases your risk of injury. If you've done a significant amount of Zone 5 work, be sure to add recovery time (meaning a day or two of rest or working in Zones 1 and 2) before returning to Zones 4 and 5.

Progress Makes Perfect By using your AT as a marker for aerobic exercise, you can base your training on a highly individualized fitness parameter, without having to guess about percentages of MHR. This lets you take advantage of every exercise session, knowing you are making the most of your time and energy. And as your fitness improves, so will your AT - one of the best indicators of cardiovascular health, fitness and overall vitality.

Live Lean Today offers professional online fitness trainer programs and great deals on products from Scifit and more.

Wednesday, October 14, 2009

Understand Your Feet to Reduce Running Injuries

We have all had some nagging muscles like our hamstrings, or discomfort in our side which we can run and train with. Though when the feet start to hurt, it can lay us up for weeks, months, or worse. Your feet and ankles are the foundation of your running and cardio program. When are feet are working correctly, they allows us to perform at our very best.

The two worse runner or jogger injuries are plantar fasciitis and Achilles tendonitis. Both of these injuries can be cause by overuse, lack of strength, or lack of flexibility. Though your feet are tough and can take a lot, we have to understand how important they are to keep them healthy and pain free.

Your foot is important in both the landing of your steps and the pushing off as well. This is why getting the right shows for your feet are so important. If you land or push off poorly it can affect your entire chain from your ankles, knees, hips, and shoulders. Most running injuries can be attributed back to how people either land or push off.

When you land and your foot is stiff the stress can is one of the causes of shin splints. When we land with a loose foot, the effect is the runners' knees pointing inwards which causes many critical problems.

Plantar fasciitis prevents more runners from running than any other injury. The plantar fascia runs the entire length of the bottom of the foot. The two main reasons for this injury are overtraining and tight calves which put undo strain. Because so many cardio injuries are overuse they can be hard to notice until it is too late. The plantar fascia has poor blood flow which makes it slow to heal. Only rest will relieve the inflammation.

To prevent this injury it is vital that your build up your miles slowly and are on a good training program. Don't necessarily just follow your buddies program. Many cardio athletes are over trainers by nature and don't understand how they don't have to run in pain. If you have tight calves active flexibility training can start to alleviate the issues. Important for you to work on active stretching over static stretching.

The Achilles tendon, which runs up the back of the leg from the heal to the calf, is the other common body injured in runners. Overuse and rapid increases in mileage are the two main culprits that affect your Achilles tendon. Only rest will take away the effects of Achilles tendonitis. Getting a properly fitted shoe is one way to support this issue from not happening.

If you see the trend that overuse is always the main problem with running injuries. The reality is you don't have to do so many miles like most people think. With proper heart rate training, you can train with faster workouts which are less miles and less wear and tear on the body. Interval, tempo, and threshold runs are a bigger key to running success and are a lot less miles.

Find personal trainer, fitness, and nutrition information you are seaching for at LiveLeanToday.com. LiveLeanblog.com has a full library of diet, exercise, and supplement information.

Tuesday, August 25, 2009

How Do I Know If My Product is Organic

What is organic food? The term is becoming more popular. In the United States for a product to claim that it is 100% organic is has to produced following legally regulated guidelines and be subject to strict testing. Typically to because of the detail involve to get the ultra healthy organic food it costs more than the fertilizer and pesticide rich alternatives.

The term organic means that the food was produced without the use of conventional pesticides, synthetic fertilizers or sewage, and that no artificial additives to included in the process. When the term organic relates to animals like beef, the animals are free of antibiotics and growth hormones given typically to make the animals bigger.

In the beginning the only place to get organic food was from your local farmers market. Not any more. Now, family run farms are being over taken by commercial operations that produce still 100% organic food faster and meet the new demand for the products. The United States has grown by 17-20% in organic food sales in the last few years. You can now get organic products from online retailers to Wal-Mart.

In the United States, companies have to pass tough testing and regulations to call their products organic. The term certified organic means that the USDA has certified that the product in question is actually 100% organic. A farmer commercial or family run must apply for their certification. Not all organic food is certified. Food products can be organic and just not have gone through the approval process to be certified.

With the every increasing demand for organic products, more and more products are finding their way into becoming organic. Now, coffee, ice cream, and ketchup can all be found with organic labels and ingredients. There is now an overwhelming change from the overly processed foods that line our grocery stores to more all natural products.

The term all natural is not govern, so the only way to know a product is organic is to get it from a trusted source or grown it yourself. The ladder probably isn't going to happen for most of us. All natural products are not necessarily bad. They are just not going through the certification process to be considered 100% organic.

Looks for the organic label from your trusted places you buy your products. You will have to make the decision on the products that might be 70% or 35% organic. For some products that is as good as it gets for the time being. With the demand high more and more products will start becoming organic. They have to.


Natures Organic Market has low prices on organic baby clothes, organic protein bars, and more.

Tuesday, August 18, 2009

Tips for Breastfeeding Diet

There are several important things in the life of a woman. Among various things, breastfeeding is considered as the most important thing. Breastfeeding is really a very special experience for women. It is a phase of life which is equally important for both the mother as well as the child. For the women, proper diet at the time of breastfeeding is extremely important. For proper development and well being of the baby it is very important to follow some dos and don't about the breastfeeding diet.

Most of the people remain in dilemma as to take what sort of diet for breastfeeding. If you want to make some alterations in your diet then you are required to wait for a moment. To begin with, it is very important to first of all consult your health care professional so as to make sure whether the alterations made by you in the diet are going in the right direction or not. In case it is suiting your lifestyle then you can certainly go for it. However if it is not then it is advisable to leave that option and go for any other. It is so because you cannot take chances during this phase of your life.

Among various important things, the first and the most important thing is to focus on the proper intake of vitamins in the diet. If you want all the vitamins in right proportion then you cannot manage it with the help of any kind of nutritional supplement. It can be achieved only and only through a well balanced diet. Along with normal breastfeeding diets try to include some fruits as well as vegetables in it. If possible then try to go for five portions of vegetables and fruits in each day's meal. For proper amount of vitamin A and C you can include broccoli in your routine breastfeeding diet. If it is a season of winter then having a sun bath can be an outstanding idea. It is a fact that sun is a great source for vitamin D and it can fulfill your requirement in a natural way. In summer season, you can manage this requirement by going for dairy products, oily fish and margarine in your breastfeeding diet.

Some of the minerals like Zinc, Calcium and Selenium are considered very important for a breastfeeding mother. For including zinc in your breastfeeding diet you can go for red meat, sardines, baked potatoes, hard cheese, cashew nuts and fish like prawns and mackerel. The best sources for calcium include almonds, spinach, white bread, dried figs, tofu and calcium enriched Soya milk, and sardines.

This is all you require to include in your breastfeeding diet. But the description of breastfeeding diet is not confined to this only. There are some of the things which we require not to do while going for a breastfeeding diet. If you prefer the intake of alcohol then it is highly advisable not to have it now. The contents of alcohol indirectly reach to the milk which the young one sucks through the breasts. It can be extremely harmful for the physiological functions taking place inside the body of the young one.

Avoid caffeine as much as possible and go for calorie free sugar. Only go for home made food and avoid the processed food to a very extent. It is not advisable to go for foods which contain a large amount of additives in them. Thus one should not go for consuming peanuts as it is in the position to leave allergens in the breast milk thus it needs to be avoided.

If we talk generally then we can say that there is not at all any specific diet in terms of specific breastfeeding diet. The most important thing that one should take care is to focus on the well balanced diet. Still if you have any doubt or you want to know more about the breastfeeding diet, then either you surf the net or you must consult the doctor. There are several sites on the net that can provide you with all the useful information about the breastfeeding diet.

Breastfeeding is no doubt the most special gift for a woman. It is important to take care for all the aspects as then only it can prove useful for the mother as well as the baby.


Find great value on organic baby clothes, organic nursing, and more.

Monday, July 27, 2009

How to Determine the Value of Your Gold Coins

Gold has been mankind's most desirable asset for more than 3,000 years. It freely circulated as everyday money - except during times of great economic turmoil - from the time of the Ancient Greeks and Romans right up to 1933. Until that year, the value of the great majority of gold coins was the same as their face value. That meant a $20 gold coin could be freely exchanged for 20 one-dollar bills. And 20 one-dollar bills could be exchanged for one $20 gold coin. It was a two-way system that promoted a stable value for our money.

That era ended in 1933. As part of his effort to re-inflate our economy from the depths of the depression, President Roosevelt recalled all circulating gold coins. He had his Treasury Department melt them and send the newly formed ingots to Fort Knox for storage. Then Roosevelt revalued gold, in a series of steps, from its pre-1933 value of $20 to $35 per ounce.

The Market for Gold Coins Changes

Literally overnight, a $20 gold coin contained more than $20 worth of gold. Owners of the limited number of coins that survived the federal recall order, primarily collectors and overseas banks, wondered how to determine the value of their gold coins. Were they only worth their gold value, or would the government's efforts turn once-common issues into scarce and rare dates?

Today we know the answer to that question. The government's massive melting of our circulating $1, $2.50, $5, $10, and $20 gold coins created hundreds of rarities out of coins with original mintage that suggest easy availability. Here's one example: the Philadelphia Mint struck 2.9 million $20 gold coins in 1931, one of the higher mintage of the 1907-1933 series. Based strictly on its original mintage, the 1931-P should be easily available and not too expensive. Thanks to the government's melting, all 1931-P $20 gold coins are rare and extremely valuable.

Gold Coin Values Today

Speed forward to 2009. All U.S. gold coins minted before 1933 are worth FAR more than their face value, and many are worth FAR more than their bullion (metallic) value. That's true because the number of collectors of U.S. gold coins of the pre-1933 era has expanded tremendously. At the same time, the available supply of these coins has remained relatively unchanged. Because rare coin market values are set by the interaction of supply and demand, the long-term value of pre-1933 U.S. gold coins has shown a distinctly rising trend.

So how can you determine the value of your pre-1933 U.S. gold coins?

We live in an age of tremendous availability of information. Early in the last century, collectors and investors were content to determine their gold coins' value by following (and interpreting) auction results. In the late 1940s, publishers began offering a once per year guide book that listed values for every U.S. coin. Then monthly publications were introduced, providing ads and estimated market values. Then weekly coin newspapers, filled with articles, auction results, and market commentaries, were established. Today we have all of these sources, plus the information on the Internet.

All of these sources, when you know how to use and interpret them, are extremely valuable. All of these sources can help you determine the value of each gold coin you own. But none is perfect. Each has its own quirks and its own idiosyncrasies.

The single best way to determine the retail or wholesale value of your pre-1933 U.S. gold coins is to have your trusted adviser perform a professional review, this will provide your most dependable estimate of value.

Determine the Value of Bullion Gold Coins

Bullion gold coins, like American Eagles and Canadian Maple Leafs, are struck by governments for sale to investors through a network of distributors and wholesalers. They are minted in unlimited numbers, so scarcity is not a factor in determining their value. That means the value of gold bullion coins can be easily determined with reasonable accuracy on any day.

To determine the value of your gold bullion coins, you need to know their pure gold weight and the spot (or cash) value of gold. Determining a gold coin's weight is usually simple: the coin's design should state them. If it does not, contact your coin dealer.

Once you know your bullion gold coin's pure gold content, it's time to identify the market value for an ounce of gold. For today's value, contact your broker. Your broker provides up to the minute bid and ask prices for spot gold, as well as spot silver, platinum, and palladium.

Now you know the weight of your coin and the value of an ounce of pure gold. To learn your coin's pure gold value, simply multiply the two numbers. For example: you want to know the value of a half-ounce American Eagle gold bullion coin. You know the pure gold content (one half ounce) because it is stated on the coin. You locate gold's current market value, and find it is $950 per ounce. Multiplying one-half (your coin's pure gold contents) times $950 (gold's current market value) yields a gold value of $475 for your coin. Market premiums, distribution charges, and dealer commissions will vary and will affect your coin's value, so be sure to consider them when determining your coin's value.

American Eagles, the world's most popular gold bullion coins, are guaranteed for their content and purity by the United States government. Their value is primarily determined by the price of gold, which fluctuates throughout the day.


Contact ITM Trading Senior Analyst for how to buy Gold coins or more information on buying Gold for Investment.

Wednesday, July 1, 2009

How to Fix the Air Conditioning in a Car

Air conditioner in car has become a necessity these days. It is very difficult to travel in a car without an AC in scorching heat. The car AC is very small and the designing and the functioning is completely different from that of the air conditioners used in offices and homes. There are two sides of an air conditioning system of a car, viz high side and low side. The compressor of the AC begins at the high side, and performs the functioning of the pump. The refrigerant is moved through the system with the help of the compressor. The expansion valve is there at the low side, which restricts the flow of refrigerant. This helps in reducing the temperature and the pressure of the refrigerant.

The car air conditioner works almost like a refrigerator and has a multi-component piece of machinery. The warm air is removed from the car and the cool air is pushed inside the car. This helps in maintaining the temperature of the small space in the car, and moderates the area.

There may be times when the AC in the car stops working or does not give effective cooling. A repair is required at this stage. Each and every car is made of different design and model. But, the basic functioning of the AC in most of the cars is the same. The basic problems with the car air conditioner and the basic ways to fix the problems of car air conditioner have been listed below:

Absence of cool air and improper cooling are the signs of problems with respect to the car air conditioner.

In order to diagnose the problem with your car air conditioner, it is very important to have proper information and knowledge of the different parts of the car air conditioner. There are five components of the car AC viz the compressor, the condenser, the expansion valve, the refrigerant, and the dryer or evaporator.

It is very important to understand the functioning of all the parts so that the right action can be taken in case of any problem.

The refrigerant is pumped out through the compressor. The compressor acts as a power unit of the car air conditioner.

The condenser performs the function of changing the refrigerant to the liquid form.

The liquid formed through the condenser is converted into cold air with the help of the evaporator or the dryer.

There may be some pressure on the condensed refrigerant. This pressure is removed with the help of the expansion valve and moved into the evaporator.

In case of ineffective cooling, check the refrigerant for any kind of leakage. A fluorescent dye that is readily available at any auto part shop can be used to check the refrigerant. Autozone or NAPA can be used as the fluorescent dye.

The instructions given on the pack of the dye that you purchase should be followed completely and carefully. In most of the cases, the dye is added through the low pressure A/C recharge port that is found on the canister of the air conditioner of the car.

Use the U/V light to check for the leakage. In case of leakage of the refrigerant, the refilled kits can be bought from any auto supply store. These refilled kits are sealed and the replacement can be done by anyone at home.

In case this is not the problem, check for any kind of problem with the fuses, wires, and fan belts. The fuse may have turned bad. The wires might have broken, and the belts of the fan may have got damaged. All these problems may be creating trouble with the functioning of the pump. In case of any problem with any of these parts, get the parts replaced to ensure proper functioning of the car air conditioner.

The air conditioner should be tested after making any kind of repair done by you.

In case one has tried all the above methods to make the AC function properly, and even after replacing all the parts, the AC does not function properly, then there is a need to call a professional.


Find trustworthy Phoenix Air Conditioning and Scottsdale Air Conditioning services and repair.

Wednesday, June 10, 2009

Treating Uterine Fibroids

Fibroid are cellular growths on the wall of the uterus. They are almost always non-cancerous and are very common. The majority of women will get some form of fibroid during their lives and most of them will have no problems as a result. Some fibroid are tiny and cause no trouble. Some, however, grow to be very large and cause a lot of problems.

Causes of fibroid

The precise cause of fibroid is unknown, although there are many theories. What is known is that both estrogen and progesterone must be present in order for fibroid to grow. Once a woman reaches menopause, fibroid will no longer be able to grow and cause problems.

Symptoms of fibroid

Many women never have any of the symptoms of fibroid. The ones who do experience symptoms often have large fibroid. Some of the most commonly experienced symptoms are heavy menstrual bleeding, painful stomach, uterine, and back cramps, urinary difficulties, and bladder pressure. Anemia is very often a result of the heavy menstrual periods caused by some fibroid.

Women who do experience symptoms need to seek medical treatment, especially those who experience heavy bleeding during their menstrual cycles. Anemia occurs rapidly with the loss of large amounts of blood and must be treated. Occasionally, fibroid will grow so large that they block the ureters, which are tubes that transport urine to the bladder.

Treatments for fibroid

Many options are available for the treatment of uterine fibroid. For many women, treatment is not even necessary. Once fibroid are discovered, the physician will just keep a check on them to make sure they don?t start causing problems. If women are near menopause and aren?t having problems, the fibroid will often shrink once menopause starts.

For women with large fibroid that are causing problems, surgery might be the only possible solution. If fibroid block the ureters, interfere with blood circulation, or cause severe anemia, it might be best to remove them. Fibroid can be removed by using a surgical procedure called a myomectomy. This procedure removes only the fibroid and does not involve taking the uterus or the ovaries. Hysterectomies are frequently performed on women who have major problems with their fibroid. These surgical procedures do involve removal of the uterus and, very often, the ovaries as well.

Medications

There are some medications that physicians prescribe to treat the symptoms of fibroid tumors or to temporarily decrease their size. Sometimes, women who are near menopause will take medications that decrease the tumor size long enough for them to actually reach menopause. This is done because fibroid will usually cause no problems once a woman?s menopausal stage is reached. This buys them time in order to avoid having surgery.

If you are one of the many women who have fibroid tumors, be sure to see your physician regularly to ensure that the tumors are not growing at a fast pace. If you are one of the less fortunate who have large fibroid that are causing you problems, then a consultation with your physician should be scheduled to determine the best course of treatment for you.


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Thursday, June 4, 2009

Pick a Beach Wedding Dress

You have decided to have a gorgeous wedding on the beach. Beach wedding dresses are usually made of lighter material. The more casual bridal gown still delivers images of class and style. Most often women looking for a beach wedding gown make sure that the hemline doesn't got all the way to the sand. Beach wedding dresses are not just for the skinny brides. Bigger brides can look just as beautiful in their beach wedding dress.

The key in picking your beach wedding gown is to pick a dress that matches your figure. It is important for everyone to look their best on their special day. Finding a dress that compliments your specific body type and figure is the key to looking gorgeous. A good plus size dress should flatten your curves instead of making them look bigger. Handling your curves is the key to plus size beach wedding gowns.

Look for a dress that fits well and doesn't dig into your skin. The high quality beach wedding gowns should be soft to the touch, with no itchiness. Beach wedding gowns should be made of breathable materials to keep your dress soaking up sweat. The breathable materials will keep your gown staying white all day long. This will keep your dress flowing and beautiful through the ceremony and reception.

A-line dresses make for the best plus size gowns. A full skirt dress should be avoided. Always look for a dress that will flatter your figure.

A high quality beach wedding dress is formed with lightweight, flowing materials. Stay away from heavy or cumbersome gowns. Popular materials are linen, silk, lace, gauze, rayon, or light cotton.

Sarongs are now becoming the rage for beach weddings. Wear a one piece, for a strapless mini gown style, or use as a skirt with matching halter top. Search online for the best prices for bridal dress shops.

The top styles for beach wedding dress are strapless or spaghetti strap gowns. It is typically hotter for beach weddings and this important to take into account when picking your dress. Remember to always pick a dress the matches your figure. Lacy sleeves are a great option for people who have larger arms.

Beach weddings are starting to become exceptionally popular. You now can have a high end and stylish wedding dress for your beach wedding. Search online for the latest styles to match your figure.


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Monday, June 1, 2009

What causes yeast infections?

Yeast infection is the commonest in women and mostly affects the vagina. Normally, some amount of yeast and beneficial bacteria are always present in the vaginal area. In yeast infection, the proportion of yeast overtakes that of bacteria through multiplication or via some external source. The increased quantity of yeast (known as, Candida albicans) attacks the lining of the organ, causing swelling, irritation, and a thick discharge from vagina.

What causes yeast infections?

A host of combined or single factors account for yeast infections. Lets look:

Immunity

Like in other conditions, a weakened immune system enhances the possibility of developing yeast infection. Reduced immunity could be due to improper diet, excess physical strain, or external factors, such as the influence of certain medicines, e.g., prednisone.

Hormone Replacement Therapy

Either adopted to reduce menopausal symptoms or as contraceptives, hormones taken as supplements can promote yeast infection.

Medication

Certain strong medicines, particularly the antibiotics, taken to fight lung & throat infections, urinary tract infection (UTI), some skin disorders, either wipe out, or greatly reduce the amount of useful bacteria from the vagina also. These bacteria regulate the pH balance by keeping the vaginal area mildly acidic, which is not conducive for the growth of yeast, Candida. As the antibiotics act towards reducing the bacteria, the safe pH balance of the vagina is disturbed too in the process. The yeast gets the opportunity to thrive and starts affecting the surrounding tissues. Although, antibiotics rank among the lead causes of yeast infection, their prolonged usage aggravates the infectious situation.

Diabetes

Diabetes considerably raises the blood sugar level, providing sustenance to Candida, which feeds on various forms of sugar.

Pregnancy

And associated hormonal changes are responsible for the yeast infection.

Hot and humid weather

Such conditions are ideal for the growth of yeast, especially when coupled with tight and closely woven fabric.

Injury

If the internal vaginal tissues are injured, for instance, in the case of chemotherapy, the possibility of developing yeast infection rises. If any other, external or internal, injury confines you to bed or wheelchair, be extra cautious, as yeast thrives in moist and warm atmosphere.

Toiletries and other products

Products such as certain perfumes, anti-bacterial soaps, bath salts, scented sanitary napkins, certain detergent bases, etc. may also prove instrumental in disturbing the vaginal yeast-bacteria balance. Certain spermicidal, such as, nonoxynol-9, can also create bacterial imbalance.

Personal hygiene

Carelessness in the terms of cleanliness and the upkeep of inner wear can cost dearly, as improperly washed fabric may retain the yeast.


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Sunday, May 31, 2009

How to get a good tan?

Many people love to get their skin tanned but because of the side effects of tanning and lack of knowledge they fail to decide how to get a good tan. There is no doubt that a good tan makes the person look sexy and smart and in addition to it also imparts a thinner as well as healthier look to the person. Though there is no such thing as "safe tan" but people still go for it for one reason or another. It is very essential to follow the right rules and guidelines when you opt for tanning the skin.

Tanning can be done through exposure to the sun or through the use of tanning beds. If you want to get tan through the exposure to sun rays then you should follow some steps which will help you to get a good tan. One of the first things to be done is to exfoliate the skin with the help of a loofah and exfoliating wash. This will help to get rid of the dead skin and the new and fresh skin underneath will retain the tan in a better way. Then you should use a sun tan lotion which has SPF of around 8 or 10. Make sure that the sun tan lotion has a moisturizer in it. Macadamia nut oil or Aloe Vera is a good option as they keep the skin moist as well as prevent the sun burns.

The tanning through the sun will show best results if you choose that area which has maximum sunlight and where you are comfortable enough. The best place for tan is the beach. Do rotate your body and change the position so that the rays of the sun reach out to all the areas of the skin. Initially, you can go in for 15 to 20 minutes of sun exposure and then 30 minutes after that. Washing the body with a good moisturizing soap after sitting in the sun rays will give you a good tan. Also use a good moisturizer to retain the tan for a longer period of time.

Sometimes because of the weather fluctuations it is very difficult to get a good tan from the sun. Therefore, people go in for tanning through the tanning beds. One of another reason for people going in for this technique of tanning is that the sun rays are very harmful and they have very harmful effect on the skin. In order to get a good tan and flaunt the tanned body in summer you should follow the following guidelines while using the tanning beds.

The first thing you need to do in this regard is to build a base tan and follow the tanning sessions in the tanning beds regularly. You may require about 6 to 8 sittings in the tanning beds however the number of sittings depends upon the skin tone. In order to enhance the effect of tanning you should go in for a tan accelerator which is specially designed for tanning through the tanning beds. This will also help to build as well as maintain the base. Do exfoliate the skin before sitting in the tanning bed this help you to achieve good tan.

After the tanning sessions go in for moisturizing the skin but avoid a moisturizer with a mineral oil as this will prevent you from getting a good tan. After the formation of base tan go in for tanning session 2 or 3 times per week. Switching between the low and high intensity bed is a good option. Even right diet can result in a good tan. Therefore, eat foodstuff rich in beta carotene and include foods like carrot, tomatoes, radish, and broccoli etc in your diet. This will enhance the tanned effect and give the sun kissed glow to your skin. Also take care of your skin while tanning and never let it dry and you really need to take extra care of your face Another thing which will result in good tan is the right clothes. Wear minimum and comfortable clothes while getting your body tanned. Remember that only those areas will get tanned which will receive light. You can even go nude in a tanning bed as tanning in these beds is carried out in a private area.

Just follow the above rules and suggestions and you will surely get a good tan.


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